Wig Purchase and Insurance Coverage

OK so here is the story for the day. We know historically that wigs typically are not covered by an insurance company. Many people think that with a Doctor's script that anything is covered. That is actually not true. Unless we, as the subscriber, have a wig included under the durable medical benefit package , wigs are never covered. Medicare does not cover for a wig and oft time BCBS will follow suit. It is best that you call your insurance company, ask to speak to a supervisor just to be certain and record your conversation as you go along. Many insurance company reps do not understand this end of the business and can often give you misinformation.

Remember, however, a wig is typically considered a retail purchase, there are typically no net work providers who will bill for a wig. Therefore, my message today is be proactive, call and state your case, get a hold of someone on the phone who is knowledgeable and make sure you understand the ins and outs of your personal policy. Bottom line our experience shows that it never hurts to submit your receipt showing a necessary cranial prosthesis with a claim form and see what happens. Be courageous, be strong and don't give up. Susan http://www.susansspecialneeds.com/ 800.497.7005